S — Simple
Is it easy to understand what you're paying for and why?
Starting in Arizona
Arizona Drivers Deserve Auto Insurance That Actually Makes Sense
High down payments, quotes that change, confusing SR-22 rules, slow claims — we keep hearing the same frustrations from Arizona drivers. Before we build anything, we want to hear yours.
StarPath Auto isn't selling insurance. We're a research initiative trying to understand what's actually broken about buying and keeping auto coverage in Arizona — so if something changes, it's built around what drivers really deal with, not what looks good in a pitch deck.
Takes about 2 minutes. Your answers are confidential and used for research only.
What We're Testing For
We use four questions to organize what we're learning. They're not a promise about a product — they're what we're trying to find out is true or false for Arizona drivers today.
T — Transparent
Does the price you're quoted match the price you pay, and are changes explained before you have to ask?
A — Affordable
Does the cost feel proportionate to your actual risk, without unnecessary fees or friction?
R — Respectful
When something goes wrong — a claim, a lapse, a rate hike — does the company treat you like a person or a number?
Why We're Researching
Drivers tell us the current experience is frustrating, confusing, and unfair.
Confusing quotes
We want to know how often the quote you see isn't the price you pay.
Prices that change later
We're trying to find out how often a low starter price turns into a bigger bill down the road.
High down payments
We want to know if the upfront cost is keeping people from getting covered at all.
Policy lapses
We're asking how often life gets in the way, and how hard it really is to get back on track.
SR-22
SR-22 frustration
We want to understand what makes the SR-22 process feel so confusing.
Poor service
We're trying to learn how often drivers feel heard when something goes wrong.
Need insurance today?
StarPath Auto is not currently selling insurance or providing quotes. Contact a licensed insurance producer or insurer if you need coverage now.
Arizona auto insurance guides
Plain-language explainers on topics Arizona drivers search for.
Arizona minimum auto insurance explained
What 25/50/15 liability coverage means, what Arizona law requires, and what minimum limits do not cover.
SR-22 in Arizona explained
What an SR-22 filing is, who typically needs one, and how Arizona drivers describe navigating high-risk insurance requirements.
Arizona auto premium increases
Why renewal prices jump, what drivers compare when shopping, and questions worth asking before you accept a higher premium.
Lapsed auto insurance in Arizona
What happens when coverage lapses, why restarting can feel harder than buying the first time, and common gaps drivers report.
Why auto quotes change before you buy
Why the price you see online may differ at checkout, and what Arizona drivers ask when a quote moves before they can bind coverage.
Why Arizona auto insurance down payments run so high
Why Arizona auto insurance down payments run so high, what drives the number up for non-standard drivers, and what to check before you pay.
Auto insurance service and claims in Arizona
Why auto insurance customer service and claims handling frustrate Arizona drivers, and what to check before and after you buy a policy.
Frequently Asked Questions
Common questions about StarPath Auto research.
- Is StarPath Auto selling insurance?
- Not currently. StarPath Auto is in research and development. We are not selling insurance, providing quotes, accepting applications, or binding coverage.
- What is StarPath Auto?
- StarPath Auto is a research initiative of Adkisson Consulting Services, LLC studying what Arizona drivers want from auto insurance. It is not yet available for purchase.
- How is my information used?
- Information you share through a research survey helps us understand coverage gaps, pricing pain points, and product design priorities. We use it for research only. See our privacy policy for details.
- Will you contact me after I submit a survey?
- Only if you provide an email and opt in to a follow-up research conversation. Participation is voluntary, and you can ask us to delete your information at any time.